Every year when we travel we face the choice of should we take out travel insurance or not. If we fly or take a cruise we usually end up taking it. I know most cruise lines offer thier own travel insurance plans but they are usually very high in price. Several years ago a travel agent told us not to get our insurance from the cruise lines because they are over priced and have limited coverage on some things. Since then we have been getting it through various agencies depending on our needs and the price it is offered for. These days there are way to many agencies that offer insurance and finding the right one has become time consuming and difficult. That's were tripinsurancestore.com comes in. They work with many insurance companies and have already prescreened them for you. They are available online or through a toll free number 24 hours a day. You tell them what kind of protection you are looking for and they give you side by side comparisons of agencies that match what you are looking for. If you have no idea what travel insurance is or what kinds of protection you are looking for, they have the answers. They do not add any additional fees to the price so the price that you are quoted is the same as if you went to the agency directly. They take the time and energy out of shopping for travel insurance and make it easy to find exactly what you need at a fair price. I have been online looking for policies and had a question and used the IM feature on thier site for help and they were right there.With travel insurance coverage it can be very hard to understand what is and is not covered under what circumstances but they break it down in plain English so even I understand what I am getting.