I have had Travelers Homeowners Policy for about 4 years. I am very happy with the price I am paying. The cost is $654 per year for $191, 000 on the dwelling and approximately $200, 000 combined on other structures, personal property and loss of use and includes $300, 000 of liability coverage. I also have Travelers Auto policy, so I am receiving a discount for having two policies and also have a credit for security devices on the home and having no losses. We are paying on a monthly basis, but they also have other payment options. We have had no claims, so I cannot say how they rate on claims processing. Our Insurance Agent recommended Travelers to us because of good customer satisfaction and premium pricing. I would recommend Travelers Insurance Co.